The Short Version
I’m one of them — and I built the system from the inside.
I’m a board-certified internal medicine physician who built a $3 million net worth by age 35 — while practicing medicine full-time, running a portfolio of luxury short-term rentals, and building a coaching business on top of it all.
I’m not a finance person who studied high earners from the outside. I’m one of them. And I built the system I wish someone had handed me years earlier.
Board-certified MD
$3M net worth by 35
Luxury STR portfolio
I earned like a top 1%. For years, my net worth quietly refused to agree.
01
Doing everything right wasn’t enough
For most of my early career, I did everything right on paper. I earned well. I worked hard. And I still felt no closer to the life I actually wanted.
02
Then I saw it everywhere
High earners and business owners who out-earned almost everyone they knew, yet had almost nothing invested outside their work — every spare dollar chasing the next masterclass, the next product, the next “once the business is bigger.”
03
So I built the system
I figured it out for myself first — through lumpy business income, brutal tax brackets, and real estate — then turned what I learned into a system, ran it on my own money, and only afterward built it into something I could hand to others.
Why I Do This
The problem was never income. It was that no one taught real financial literacy.
What Makes Me Different
I don’t sell products. I don’t manage your money.
No products
No commissions
No money managed
That means I’m the only person in your financial life with nothing to gain from where I point you.
My job isn’t to keep you dependent on me — it’s the opposite. I teach you every vehicle there is, from the stock market to real estate to retirement accounts, and then help you decide which ones actually fit your income and your life. Not so you become a financial expert, but so you become fluent enough to make your own calls with confidence and never again get talked into something expensive because you didn’t understand it.
A good advisor understands their product. I want you to understand your money. I make myself unnecessary by making you capable.
Credentials & Lived Experience
Forged from financial reality — not borrowed from a textbook.
I’ve lived every side of the money my clients are managing: high W-2 income, lumpy self-directed business income, real estate, steep tax brackets, and the advisors who circle high earners.
Board-certified internal medicine physician, still in practice
Built a $3 million net worth by age 35 while working a demanding full-time career
Owner of a portfolio of luxury short-term rentals
Founder of a coaching business built around the Fulfilled & Funded System
Who I Built This For
For high earners who want their money to build their freedom.
I work with high earners and business owners — founders running real, profitable companies who know they should be further ahead, but were never given a plan built for their kind of income.
01
Founders & operators
You out-earn almost everyone you know, yet have almost nothing invested outside the business that made it all.
02
High-income professionals
Doctors, lawyers, and specialists earning a fortune on paper while every dollar disappears into taxes, lifestyle, and the next obligation.
03
Builders eyeing the exit
You can feel a sale or slowdown coming, and you want your money working as hard as you do — long before the liquidity event lands.
Real Estate Investments
Passive Income I've Created
Financial freedom looks like properties that generate cashflow and tax benefits. Fulfilled and Funded was started to help others do the same.
Maine
Rocky coastline and cold Atlantic air.
Yosemite
Granite, altitude, and perspective on what truly matters.
Catawba
Quiet water and mountain fog.
Let’s turn your income into lasting wealth.
Fulfilled & Funded · Dr. Maryam Sheikh — built for high earners and business owners who want their money to build their freedom.